/* =============================================
   HAPPY HEARTS HAVEN — Global Stylesheet
   Fonts: Fraunces (display) + Plus Jakarta Sans
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,300;0,9..144,500;0,9..144,600;0,9..144,700;0,9..144,900;1,9..144,400;1,9..144,600&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap');

/* ── CSS Variables ── */
:root {
  --teal:    #0A9396;
  --teal-d:  #007A80;
  --teal-l:  #94D2BD;
  --navy:    #0A1628;
  --navy-m:  #1C2F4A;
  --gold:    #F5A623;
  --gold-l:  #FFD166;
  --pink:    #E63462;
  --green:   #2DC653;
  --cream:   #FFFDF8;
  --warm:    #FFF4E6;
  --gray-50: #F9FAFB;
  --gray-100:#F3F4F6;
  --gray-200:#E5E7EB;
  --gray-400:#9CA3AF;
  --gray-600:#4B5563;
  --gray-800:#1F2937;
  --text:    #0F1923;
  --muted:   #5C6B7A;
  --border:  #E2E8F0;
  --white:   #FFFFFF;
  --radius:  16px;
  --radius-lg: 24px;
  --shadow:  0 4px 24px rgba(10,19,40,.08);
  --shadow-lg: 0 16px 48px rgba(10,19,40,.14);
  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Plus Jakarta Sans', system-ui, sans-serif;
  --transition: 0.25s cubic-bezier(.4,0,.2,1);
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
button { cursor: pointer; font-family: inherit; }
ul { list-style: none; }

/* ── Typography ── */
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.15; }
h1 { font-size: clamp(2.8rem, 6vw, 5rem); font-weight: 700; }
h2 { font-size: clamp(2rem, 4vw, 3.2rem); font-weight: 600; }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.8rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }
p { font-size: 1rem; line-height: 1.7; color: var(--muted); }

/* ── Layout ── */
.container { max-width: 1200px; margin: 0 auto; padding: 0 5%; }
.container-wide { max-width: 1400px; margin: 0 auto; padding: 0 5%; }
section { padding: 96px 0; }

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 100px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  letter-spacing: -.01em;
  border: none;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: var(--teal);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(10,147,150,.3);
}
.btn-primary:hover {
  background: var(--teal-d);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(10,147,150,.4);
}
.btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--border);
}
.btn-outline:hover {
  border-color: var(--teal);
  color: var(--teal);
  transform: translateY(-2px);
}
.btn-white {
  background: var(--white);
  color: var(--navy);
}
.btn-white:hover {
  background: var(--cream);
  transform: translateY(-2px);
}
.btn-gold {
  background: var(--gold);
  color: var(--navy);
  box-shadow: 0 4px 20px rgba(245,166,35,.35);
}
.btn-gold:hover {
  background: var(--gold-l);
  transform: translateY(-2px);
}
.btn-lg { padding: 18px 36px; font-size: 16px; }
.btn-sm { padding: 10px 20px; font-size: 13px; }

/* ── Nav ── */
#site-nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  transition: box-shadow var(--transition);
}
#site-nav.scrolled { box-shadow: var(--shadow); }
.nav-inner {
  max-width: 1300px;
  margin: 0 auto;
  padding: 0 5%;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.nav-logo { display: flex; align-items: center; gap: 10px; }
.nav-logo img { width: 42px; height: 42px; object-fit: contain; }
.nav-logo-text { display: flex; flex-direction: column; }
.nav-logo-text .brand {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.1;
}
.nav-logo-text .sub {
  font-size: 10px;
  font-weight: 500;
  color: var(--muted);
  letter-spacing: 1.2px;
  text-transform: uppercase;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-links a {
  font-size: 14px;
  font-weight: 500;
  color: var(--gray-600);
  padding: 8px 14px;
  border-radius: 10px;
  transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active { color: var(--teal); background: rgba(10,147,150,.07); }
.nav-ctas { display: flex; align-items: center; gap: 10px; }
.nav-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(10,147,150,.1);
  color: var(--teal-d);
  font-size: 12px;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: 100px;
  border: 1px solid rgba(10,147,150,.2);
}
.nav-badge::before { content: ''; width: 6px; height: 6px; background: var(--green); border-radius: 50%; animation: pulse 2s infinite; }
@keyframes pulse { 0%,100%{ opacity:1;transform:scale(1); } 50%{ opacity:.6;transform:scale(.85); } }
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: var(--transition);
}
.mobile-menu {
  display: none;
  position: fixed;
  top: 72px; left: 0; right: 0;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 20px 5%;
  flex-direction: column;
  gap: 4px;
  z-index: 999;
  box-shadow: var(--shadow-lg);
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  font-size: 16px;
  font-weight: 500;
  color: var(--text);
  padding: 13px 16px;
  border-radius: 12px;
  transition: var(--transition);
}
.mobile-menu a:hover { background: var(--gray-50); color: var(--teal); }
.mobile-menu .btn { justify-content: center; margin-top: 8px; }

/* ── Alert Banner ── */
.lang-banner {
  background: var(--navy);
  color: rgba(255,255,255,.85);
  text-align: center;
  padding: 10px 20px;
  font-size: 13px;
  font-weight: 500;
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1001;
}
.lang-banner a { color: var(--gold-l); font-weight: 600; margin: 0 6px; }
.lang-banner a:hover { color: var(--white); }
body.has-banner #site-nav { top: 40px; }
body.has-banner .hero { padding-top: calc(72px + 40px + 80px); }

/* ── Hero ── */
.hero {
  min-height: 100vh;
  padding-top: calc(72px + 96px);
  padding-bottom: 96px;
  background: linear-gradient(160deg, #F0FBFA 0%, #FFFDF8 50%, #FFF4E6 100%);
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -200px; right: -200px;
  width: 700px; height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(10,147,150,.1) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -150px; left: -100px;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(245,166,35,.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 5%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(10,147,150,.1);
  border: 1px solid rgba(10,147,150,.2);
  color: var(--teal-d);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 100px;
  margin-bottom: 24px;
}
.hero h1 { color: var(--navy); margin-bottom: 20px; }
.hero h1 em { color: var(--teal); font-style: italic; }
.hero-lead { font-size: 18px; color: var(--muted); max-width: 520px; margin-bottom: 36px; line-height: 1.75; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.hero-langs { display: flex; align-items: center; gap: 10px; }
.hero-langs span { font-size: 13px; color: var(--muted); display: flex; align-items: center; gap: 6px; }
.lang-pill {
  background: var(--gray-100);
  color: var(--gray-800);
  font-size: 12px;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: 100px;
  transition: var(--transition);
}
.lang-pill:hover { background: var(--teal); color: var(--white); }

/* ── Hero Chat Card ── */
.hero-visual { position: relative; }
.chat-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 0;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  overflow: hidden;
  animation: float 6s ease-in-out infinite;
}
@keyframes float { 0%,100%{ transform:translateY(0); } 50%{ transform:translateY(-12px); } }
.chat-header {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-m) 100%);
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.chat-avatar {
  width: 44px; height: 44px;
  background: var(--teal);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 800;
  color: white;
  font-family: var(--font-display);
  flex-shrink: 0;
}
.chat-header-info h4 { color: var(--white); font-size: 15px; font-family: var(--font-body); }
.chat-header-info p { color: rgba(255,255,255,.6); font-size: 12px; }
.chat-status { margin-left: auto; display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--green); font-weight: 500; }
.chat-status::before { content:''; width:7px; height:7px; background:var(--green); border-radius:50%; animation:pulse 2s infinite; }
.chat-body { padding: 20px 24px; display: flex; flex-direction: column; gap: 12px; background: var(--gray-50); }
.chat-msg {
  max-width: 85%;
  padding: 12px 16px;
  border-radius: 18px;
  font-size: 13.5px;
  line-height: 1.55;
  animation: slideUp .4s ease both;
}
@keyframes slideUp { from{ opacity:0;transform:translateY(10px); } to{ opacity:1;transform:translateY(0); } }
.chat-msg.bot { background: var(--white); color: var(--navy); border-bottom-left-radius: 4px; box-shadow: 0 2px 8px rgba(0,0,0,.06); }
.chat-msg.user {
  background: var(--teal);
  color: var(--white);
  border-bottom-right-radius: 4px;
  align-self: flex-end;
  animation-delay: .3s;
}
.chat-msg.bot:last-of-type { animation-delay: .6s; }
.chat-input-row {
  padding: 16px 20px;
  display: flex;
  gap: 10px;
  align-items: center;
  border-top: 1px solid var(--border);
  background: var(--white);
}
.chat-input-row input {
  flex: 1;
  border: 1.5px solid var(--border);
  border-radius: 100px;
  padding: 9px 16px;
  font-size: 13px;
  font-family: var(--font-body);
  outline: none;
  color: var(--text);
}
.chat-input-row input:focus { border-color: var(--teal); }
.chat-send {
  width: 36px; height: 36px;
  background: var(--teal);
  border: none;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  flex-shrink: 0;
}
.hero-float-badge {
  position: absolute;
  background: var(--white);
  border-radius: 14px;
  padding: 12px 18px;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  border: 1px solid var(--border);
  animation: float 6s ease-in-out infinite;
}
.hero-float-badge.badge-1 { top: -24px; right: 20px; animation-delay: 1s; }
.hero-float-badge.badge-2 { bottom: -20px; left: -10px; animation-delay: 2.5s; }
.badge-icon { width: 32px; height: 32px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 16px; }

/* ── Stats Bar ── */
.stats-bar {
  background: var(--navy);
  padding: 48px 0;
}
.stats-grid {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 5%;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
  text-align: center;
}
.stat-item {
  padding: 8px 20px;
  border-right: 1px solid rgba(255,255,255,.1);
}
.stat-item:last-child { border-right: none; }
.stat-num {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--gold-l);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-label { font-size: 13px; color: rgba(255,255,255,.55); font-weight: 500; line-height: 1.35; }

/* ── Section Labels ── */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 16px;
}
.section-label::before {
  content: '';
  width: 24px;
  height: 2px;
  background: var(--teal);
  border-radius: 2px;
}
.section-title { color: var(--navy); margin-bottom: 16px; }
.section-sub { font-size: 17px; color: var(--muted); max-width: 580px; line-height: 1.7; margin-bottom: 48px; }
.section-sub.centered { margin: 0 auto 48px; text-align: center; }
.text-center { text-align: center; }
.text-center .section-label { justify-content: center; }
.text-center .section-label::before { display: none; }

/* ── Services Grid ── */
.services-bg { background: var(--gray-50); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid var(--border);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--teal), var(--teal-l));
  transform: scaleX(0);
  transform-origin: left;
  transition: var(--transition);
}
.service-card:hover::before { transform: scaleX(1); }
.service-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); border-color: transparent; }
.service-icon {
  width: 56px; height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 20px;
}
.icon-teal { background: rgba(10,147,150,.12); }
.icon-gold { background: rgba(245,166,35,.12); }
.icon-pink { background: rgba(230,52,98,.1); }
.icon-green { background: rgba(45,198,83,.1); }
.icon-navy { background: rgba(10,22,40,.08); }
.icon-purple { background: rgba(139,92,246,.1); }
.service-card h3 { font-size: 1.25rem; color: var(--navy); margin-bottom: 10px; }
.service-card p { font-size: 14.5px; margin-bottom: 20px; }
.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 600;
  color: var(--teal);
  transition: var(--transition);
}
.service-link:hover { gap: 10px; }

/* ── Why Section ── */
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.why-list { display: flex; flex-direction: column; gap: 28px; }
.why-item { display: flex; gap: 20px; align-items: flex-start; }
.why-icon {
  width: 48px; height: 48px;
  border-radius: 14px;
  background: rgba(10,147,150,.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}
.why-item h4 { color: var(--navy); margin-bottom: 4px; }
.why-item p { font-size: 14.5px; margin: 0; }
.why-visual {
  background: linear-gradient(145deg, var(--navy) 0%, var(--navy-m) 100%);
  border-radius: var(--radius-lg);
  padding: 48px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.why-visual::after {
  content: '💛';
  position: absolute;
  bottom: 24px; right: 28px;
  font-size: 80px;
  opacity: .15;
}
.why-stat { margin-bottom: 32px; }
.why-stat-num {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 700;
  color: var(--gold-l);
  line-height: 1;
}
.why-stat-label { font-size: 14px; color: rgba(255,255,255,.6); margin-top: 4px; }
.why-tags { display: flex; flex-wrap: wrap; gap: 10px; }
.why-tag {
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.15);
  color: rgba(255,255,255,.85);
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 500;
}

/* ── Testimonials ── */
.testimonials-bg { background: var(--cream); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid var(--border);
  position: relative;
  transition: var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.testimonial-card::before {
  content: '"';
  font-family: var(--font-display);
  font-size: 80px;
  color: var(--teal-l);
  opacity: .3;
  position: absolute;
  top: 12px; left: 24px;
  line-height: 1;
}
.stars { color: var(--gold); font-size: 16px; margin-bottom: 16px; }
.testimonial-card p { font-size: 15px; color: var(--gray-600); line-height: 1.7; margin-bottom: 24px; font-style: italic; }
.reviewer { display: flex; align-items: center; gap: 12px; }
.reviewer-avatar {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: var(--teal);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 15px;
  color: var(--white);
  flex-shrink: 0;
}
.reviewer h5 { font-size: 14px; font-weight: 700; color: var(--navy); font-family: var(--font-body); }
.reviewer span { font-size: 12px; color: var(--muted); }

/* ── Steps ── */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}
.steps-grid::before {
  content: '';
  position: absolute;
  top: 32px; left: 12%;
  right: 12%;
  height: 2px;
  background: linear-gradient(90deg, var(--teal-l), var(--teal), var(--teal-l));
  opacity: .3;
}
.step-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  border: 1px solid var(--border);
  text-align: center;
  transition: var(--transition);
  position: relative;
}
.step-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.step-num {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--teal);
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  box-shadow: 0 4px 16px rgba(10,147,150,.3);
}
.step-card h4 { color: var(--navy); margin-bottom: 10px; font-size: 1rem; }
.step-card p { font-size: 14px; }

/* ── CTA Banner ── */
.cta-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-m) 100%);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(10,147,150,.2) 0%, transparent 70%);
}
.cta-inner {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 5%;
  text-align: center;
  position: relative;
  z-index: 1;
}
.cta-banner h2 { color: var(--white); margin-bottom: 16px; }
.cta-banner p { color: rgba(255,255,255,.65); font-size: 18px; margin-bottom: 36px; max-width: 560px; margin-left: auto; margin-right: auto; }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.cta-note { font-size: 13px; color: rgba(255,255,255,.4); margin-top: 20px; }

/* ── Insurance Section ── */
.insurance-section { background: var(--gray-50); }
.insurance-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.insurance-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 20px;
  text-align: center;
  transition: var(--transition);
}
.insurance-card:hover { border-color: var(--teal); box-shadow: var(--shadow); }
.insurance-icon { font-size: 28px; margin-bottom: 10px; }
.insurance-card h5 { font-size: 14px; color: var(--navy); margin-bottom: 4px; }
.insurance-card p { font-size: 12.5px; }

/* ── Footer ── */
#site-footer {
  background: var(--navy);
  padding: 72px 0 0;
  color: rgba(255,255,255,.6);
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 5%;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer-brand h3 {
  font-family: var(--font-display);
  color: var(--white);
  font-size: 1.4rem;
  margin-bottom: 12px;
}
.footer-brand p { font-size: 14px; line-height: 1.7; max-width: 300px; margin-bottom: 20px; }
.footer-contact-item { display: flex; align-items: center; gap: 8px; font-size: 14px; margin-bottom: 8px; }
.footer-contact-item a:hover { color: var(--gold-l); }
.footer-col h4 { color: var(--white); font-size: 14px; font-weight: 600; margin-bottom: 16px; font-family: var(--font-body); letter-spacing: .5px; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { font-size: 14px; color: rgba(255,255,255,.55); transition: var(--transition); }
.footer-col ul li a:hover { color: var(--gold-l); }
.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding: 24px 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 13px;
}
.footer-bottom a { color: rgba(255,255,255,.4); margin-left: 16px; }
.footer-bottom a:hover { color: var(--gold-l); }
.footer-lang-pills { display: flex; gap: 8px; }
.footer-lang-pill {
  background: rgba(255,255,255,.08);
  color: rgba(255,255,255,.55);
  padding: 4px 12px;
  border-radius: 100px;
  font-size: 12px;
  font-weight: 500;
}

/* ── Chat Widget ── */
#harmony-widget {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 9999;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 12px;
}
.chat-hint-bubble {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 10px 16px;
  font-size: 13px;
  font-weight: 500;
  color: var(--navy);
  box-shadow: var(--shadow);
  white-space: nowrap;
  animation: fadeIn .3s ease;
}
@keyframes fadeIn { from{ opacity:0;transform:translateY(8px); } to{ opacity:1;transform:translateY(0); } }
.chat-fab {
  width: 58px; height: 58px;
  background: linear-gradient(135deg, var(--teal), var(--teal-d));
  border: none;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 24px rgba(10,147,150,.4);
  transition: var(--transition);
  color: var(--white);
}
.chat-fab:hover { transform: scale(1.08); box-shadow: 0 8px 32px rgba(10,147,150,.5); }
.chat-panel {
  display: none;
  position: fixed;
  bottom: 100px;
  right: 28px;
  z-index: 9998;
  width: 360px;
  max-height: 540px;
  background: var(--white);
  border-radius: 20px;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  font-family: var(--font-body);
}
.chat-panel.open { display: flex; flex-direction: column; animation: fadeIn .25s ease; }
.cp-header {
  background: linear-gradient(135deg, var(--navy), var(--navy-m));
  padding: 18px 20px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.cp-avatar {
  width: 38px; height: 38px;
  background: var(--teal);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  color: var(--white);
  font-family: var(--font-display);
}
.cp-info h4 { color: var(--white); font-size: 14px; font-family: var(--font-body); font-weight: 600; }
.cp-info p { color: rgba(255,255,255,.55); font-size: 11px; }
.cp-close { margin-left: auto; background: none; border: none; color: rgba(255,255,255,.7); font-size: 22px; line-height: 1; transition: var(--transition); }
.cp-close:hover { color: var(--white); }
.cp-messages {
  flex: 1;
  padding: 16px;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
  background: var(--gray-50);
  max-height: 330px;
}
.cp-msg { max-width: 85%; padding: 11px 15px; border-radius: 16px; font-size: 13.5px; line-height: 1.55; }
.cp-msg.bot { background: var(--white); color: var(--navy); border-bottom-left-radius: 4px; box-shadow: 0 2px 6px rgba(0,0,0,.06); }
.cp-msg.user { background: var(--teal); color: var(--white); border-bottom-right-radius: 4px; align-self: flex-end; }
.cp-input-row {
  display: flex;
  gap: 8px;
  align-items: center;
  padding: 12px 16px;
  border-top: 1px solid var(--border);
}
.cp-input {
  flex: 1;
  border: 1.5px solid var(--border);
  border-radius: 100px;
  padding: 9px 15px;
  font-size: 13px;
  font-family: var(--font-body);
  outline: none;
}
.cp-input:focus { border-color: var(--teal); }
.cp-send {
  width: 36px; height: 36px;
  background: var(--teal);
  border: none;
  border-radius: 50%;
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
}
.cp-send:hover { background: var(--teal-d); }
.cp-footer { padding: 8px 16px; text-align: center; font-size: 11px; color: var(--muted); border-top: 1px solid var(--border); }
.cp-footer a { color: var(--teal); font-weight: 600; }

/* ── Page Headers ── */
.page-header {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-m) 100%);
  padding: calc(72px + 80px) 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-header::after {
  content: '';
  position: absolute;
  bottom: -50px; left: 50%;
  transform: translateX(-50%);
  width: 800px; height: 200px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(10,147,150,.15) 0%, transparent 70%);
}
.page-header h1 { color: var(--white); margin-bottom: 16px; font-size: clamp(2.2rem, 5vw, 4rem); }
.page-header p { color: rgba(255,255,255,.65); font-size: 18px; max-width: 580px; margin: 0 auto; }

/* ── Cards ── */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  overflow: hidden;
  transition: var(--transition);
}
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }

/* ── Team Cards ── */
.team-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.team-card { text-align: center; }
.team-card .card-body { padding: 24px; }
.team-photo {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
  background: linear-gradient(135deg, var(--teal-l), var(--teal));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 48px;
}
.team-name { font-size: 1rem; color: var(--navy); margin-bottom: 4px; }
.team-role { font-size: 13px; color: var(--teal); font-weight: 600; margin-bottom: 8px; }
.team-bio { font-size: 13px; }

/* ── FAQ ── */
.faq-list { max-width: 720px; margin: 0 auto; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
  transition: var(--transition);
}
.faq-q:hover { color: var(--teal); }
.faq-icon { flex-shrink: 0; width: 28px; height: 28px; background: var(--gray-100); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 18px; transition: var(--transition); }
.faq-item.open .faq-icon { background: var(--teal); color: var(--white); transform: rotate(45deg); }
.faq-a { display: none; padding: 0 0 20px; font-size: 15px; color: var(--muted); line-height: 1.75; }
.faq-item.open .faq-a { display: block; }

/* ── Forms ── */
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 14px; font-weight: 600; color: var(--navy); margin-bottom: 8px; }
.form-group input, .form-group textarea, .form-group select {
  width: 100%;
  border: 1.5px solid var(--border);
  border-radius: 12px;
  padding: 12px 16px;
  font-size: 15px;
  font-family: var(--font-body);
  color: var(--text);
  outline: none;
  transition: var(--transition);
  background: var(--white);
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(10,147,150,.1); }
.form-group textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

/* ── Utilities ── */
.tag {
  display: inline-block;
  background: rgba(10,147,150,.1);
  color: var(--teal-d);
  font-size: 12px;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: 100px;
  border: 1px solid rgba(10,147,150,.2);
}
.divider { height: 1px; background: var(--border); margin: 48px 0; }
.alert {
  padding: 16px 20px;
  border-radius: 12px;
  font-size: 14px;
  line-height: 1.6;
  display: flex;
  gap: 12px;
  align-items: flex-start;
}
.alert-info { background: rgba(10,147,150,.08); border: 1px solid rgba(10,147,150,.2); color: var(--teal-d); }
.alert-gold { background: rgba(245,166,35,.1); border: 1px solid rgba(245,166,35,.25); color: #92610A; }

/* ── Animations ── */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity .6s ease, transform .6s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ── Responsive ── */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(3, 1fr); }
  .stats-grid .stat-item:nth-child(4), .stats-grid .stat-item:nth-child(5) { border-right: none; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 32px; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .insurance-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
}
@media (max-width: 768px) {
  section { padding: 64px 0; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { display: none; }
  .nav-links { display: none; }
  .nav-ctas .btn-outline { display: none; }
  .hamburger { display: flex; }
  .services-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; gap: 40px; }
  .footer-inner { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid .stat-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,.1); padding: 16px; }
  .chat-panel { width: calc(100vw - 40px); right: 20px; bottom: 90px; }
  h1 { font-size: 2.4rem; }
  h2 { font-size: 1.8rem; }
  .form-row { grid-template-columns: 1fr; }
}